Company Culture

Company Culture

American Credit Acceptance strives to be the leading provider of capital solutions in the sub-prime automotive market. To meet this goal, we need to take care of four key groups of individuals:

  • Associates: Our associates drive our business and are our most valuable resources. We attract and develop talented associates. Our goal is to make ACA the most desirable workplace in the industry where the best want to work.
  • Borrowers: ACA provides our borrowers access to reliable transportation through affordable financing options. We treat borrowers with dignity and respect; without them we have no purpose.
  • Dealers: ACA has developed a partnership with its dealers to offer competitive, profitable capital solutions. We cannot have borrowers unless our dealers sell cars.
  • Shareholders: ACA measures its financial success through return on shareholders' equity with the intent of providing its shareholders with the highest return in the industry.