Your Career Starts Here.

A Great Place to Work

Since our founding in 2007, American Credit Acceptance has become a leading national provider of auto finance solutions. We start with a common-sense lending approach for our dealer partners and end with an affordable payment program for our customers. Our 1,000 associates work across departments and time zones to serve over 100,000 customers and over 2,500 dealers in 50 states. With integrity and a strong vision, we’re forging a path in the industry – and helping our customers secure reliable and affordable transportation along the way. Whether you are just beginning your career or you are looking for your next step forward,  we invite you to explore all that ACA has to offer.


We operate with the spirit of a startup and the strength of an industry leader. We pride ourselves on remaining nimble and having the ability to quickly make decisions, chart a course, and execute. Our associates are empowered to create change and drive growth. We’re passionately curious, diligent in our efforts, and find purpose in the positive impact we make in our customer’s lives and our community.  If you find purpose in creating greater impact and meaningfully contributing to business growth, family and community, you’ll love a career with ACA. It’s what we do every day.

Community Involvement

For more than a decade, ACA has been committed to strengthening the communities in which we live. Through volunteering and charitable giving, we are dedicated to making a difference in the places we call home. All full-time associates receive four hours per quarter of paid time off to volunteer with the organization of their choice.

Living in Spartanburg

Residents and visitors agree that Spartanburg, South Carolina offers a small city feel with big city amenities. Living in Spartanburg means having access to concerts of all music genres, award winning restaurants, nationally ranked schools and a downtown that has become a magnet for corporate headquarters. Frequently ranked at the top of many ‘Best Places’ lists, Spartanburg’s thriving economy, low cost of living, and strong family values makes it a sought-after place to live and work. But don’t just take our word for it, take the time to explore all there is to do in Spartanburg. It won’t take long to understand why we’re proud to call ourselves locals. #onespartanburg