American Credit Acceptance, part of The Johnson Group, stands in solidarity with those who face racism and social injustice. Click here to read our full statement.

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Welcome

Welcome to American Credit Acceptance. We’re dedicated to empowering the emerging credit consumer to purchase reliable and affordable transportation. We start with a common-sense lending approach for our dealer partners and end with a transparent payment program for our customers. ACA has successful relationships with the largest new and used car automotive retail groups in the U.S., as well as hundreds of additional franchised and independent dealerships. ACA has a dedicated team of more than 1,000 associates, is accredited with the Better Business Bureau, and provides financing to consumers in all 50 states.