Payments are due on or before the date listed in your statement. If payments are not received by the due date, late fees may be applied to your account, if applicable and permitted under the terms of your contract. To help you make your payment on time, we offer a variety of payment options.
Please use the option below that best meets your needs.
Set-up automatic monthly withdrawals through ACI from your checking or savings account. Using recurring ACH AutoPay ensures your payment is always made on time with no processing fees.
Send your payment using a check or money order to the address below. Please send your payment at least 5 business days before your scheduled due date to allow time for mail delivery and processing. These addresses are for payments and payoffs only.
**For All Payments please include the following**
Payment Voucher, Customer Name, and Account Number on Check.
Customer Payments Address
American Credit Acceptance
PO BOX 204531
Dallas, TX 75320-4531
Payments/Payoffs Overnight Address
American Credit Acceptance
Lockbox Services 204531
2975 Regent Blvd Suite #100
Irving, TX 75063
Insurance Payments
American Credit Acceptance
PO BOX 935907
Atlanta, GA 31191-5907
Insurance Overnight Address
American Credit Acceptance
Lockbox Services 935907
3585 Atlanta Avenue
Hapeville, GA 30354-1705
Repair Check Payments
American Credit Acceptance
961 East Main Street
Spartanburg, SC 29302
Warranty Proceeds
PO.BOX 854814 MINNEAPOLIS, MN 55485-4814
Warranty Overnight Address
1801 Parkview Dr 1st Floor Shoreview, MN 55126
Submit a one-time payment through ACI using your bank account or credit/debit card.
Pre-paid cards must have the STAR logo on the back. To send a payment with Moneygram, add the receive code 3530 to the front of the account number. Processing fees do apply.
Call to submit a one time payment using our Automatic Interactive Voice Response (IVR) System. Payments made through the IVR are processed via ACI. Processing fees do apply.
TOLL FREE: 1-866-544-3430
Wire your payment to us in minutes using one of our preferred providers. Processing fees may apply.
MoneyGram Sender Code: 3530
Check FreePay At most Wal-Mart locations
Western Union Biller Code: ACA GA
